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Legal Disclaimer

Car Cash Loans is not responsible for software, hardware, or system wide failures which may result in a loss of information transmitted by the user or other loss to the user. Car Cash Loans will not be held responsible for acts of others which may damage or compromise software or hardware which is not under the direct supervision or control of Car Cash Loans.

Car Cash Loans offers loans pursuant to a California Finance Lenders License No. 603C776.

The information contained on this website is copyrighted by Car Cash Loans. In addition, no information contained in this website constitutes a part of any agreement between Car Cash Loans and any third party; if you enter into a loan or other transaction with Car Cash Loans, only the terms, conditions, covenants, representations and warranties contained in the written agreement signed by both parties shall apply, and all information and material contained on this website shall be deemed for informational purposes only and shall be superseded entirely by the written agreement between the parties. The information in this web site is for informational and preliminary application purposes only. The final terms of your agreement will consist of the terms signed by you and an authorized representative of Car Cash Loans. Read your written agreement carefully. The information in this web site is not part of that final agreement.

Disclaimer of Jurisdiction

We are licensed to do business only in California. This communication does not constitute an offer or solicitation to anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such a solicitation.

In accordance with federal regulations, this notice is to tell you how we may use non-public personal financial information (“Personal Information”) about you. This notice applies to both current and former customers of Car Cash Loans.

HOW INFORMATION IS USED BY CAR CASH

We use your personal information to evaluate and underwrite loan requests, and to properly administer and service loans made to our borrowers, including for debt collection purposes in the event of a default.

COLLECTION OF PERSONAL INFORMATION

We collect some or all of the following Personal Information about you:

Demographic and identifying information, such as your name, address and telephone number;
Credit related information, such as your social security number, income, account information, and information about your debts;
Transactional information, such as your driver’s license number and information needed to complete and process vehicle title and registration forms.

The Personal Information we collect about you is from the following sources:

You, such as your name and social security number that you provide on applications or other forms;
Us or third parties from transactions you have entered into, such as your loan balance and payment history; and
If we deem necessary, consumer reporting agencies, such as your credit history and information about your creditworthiness.

DISCLOSURE OF PERSONAL INFORMATION

We may disclose the Personal Information that is described above under the following circumstances:

To Our Service Providers- We may disclose some or all of the Personal Information described above to companies that perform services for us or act on our behalf, such as banks, statement processors, repossession companies, collection agencies or our attorneys. We may make such disclosure of Personal Information about you as a customer or former customer.
Among Affiliates – We may share Personal Information about you with any affiliates.
With Other Third Parties – If we ever transmit customer information to third parties, it is done so by email, or by fax, in most cases. However, the company may transmit information by electronic data file such as an excel file or word document. We may share Personal Information about you with third parties, except as may be prohibited by law. For example: We may report information about your loan to credit reporting agencies; and, we may be required to provide Personal Information about you pursuant to legal process.

PROTECTION OF INFORMATION

We restrict access to Personal Information to our employees or agents who need this information to provide financial products or services to you. We strive to maintain physical, electronic and procedural safeguards that are consistent with federal standards to guard your Personal Information.

Technical Information

We gather technical information from your Web browser (IP address, operating systems). We also may set persistent cookies on your computer. We may collect anonymous, non-personally identifiable information about your navigation throughout our website by using “action tags” or invisible”“gifs” placed on our website by us. We may use this information to determine that you are a unique website user, to assist you in the application process, and for assessing the effectiveness of our website. We also may use this information for routine website maintenance.

Security Procedures

We restrict access to nonpublic personal information about you as a current for former customer to those employees who need to know the information to provide products or services to you. We maintain physical, electronic, and procedural safeguards in accordance with federal regulations to guard your nonpublic personal information. For example, we use Secure Sockets Layer (SSL) technology supporting up to 128-bit encryption to prevent unauthorized parties from viewing any nonpublic personal information transmitted to or from us.

Keeping Customer Information Accurate

If you believe our records are incomplete or inaccurate, you may write to us at: 1919 S. La Cienega Blvd., Los Angeles, CA 90034, or at info@carcashloans.com. If customers wish to modify information obtained by Car Cash or delete their personal information, or opt out of future communications, the customer may send a written request to 1919 S. La Cienega Blvd., Los Angeles, CA 90034.

Effective Date; Changes to Our Policy

This Privacy Policy was last updated on: December 13, 2011. If we make substantial changes to our policy, we will post the changes on our website, and they will be effective either when posted, or on the date set forth in such policy. This policy applies to those accessing our website, and some or all of this policy may apply to customers, however, the privacy policy set forth in a written disclosure provided with loan documents will supersede this policy to the extent this policy is inconsistent. In other words, the privacy policy that is provided to our borrowers along with their loan documents supersedes anything contained in this website.